Author name: Todd Uzzell

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Renting vs Buying Phoenix AZ

/ January 23, 2023

Still Renting | Pros and Cons of Renting vs. Buying | Why Should You Buy if Renting is Cheaper? https://todduzzell.com There are many reasons why people buy and rent respectively. Most people rent because they dont think … via YouTube Rent vs Buy – What is the Right Decision for You? First time home buyers have to make a decision to continue renting or to start the process of purchasing a home. There are many factors to consider when deciding to rent vs buy.  Homeownership is a great boost to individual finances for the short term and in the future. Renters […]

home loan questions
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How To Get A Mortgage

/ October 28, 2022

Home Loan Pre-Approval As a home buyer, one of the most important steps in the process is getting pre-approved for a loan. This will give you an idea of how much you can afford to spend on a home and also help to narrow down your search. Here are some tips on how to get […]

How to Qualify for a Home loan
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How to Qualify for a Home Loan

/ January 25, 2022

How to Qualify for a Home Loan in Arizona (2026) To qualify for a home loan, lenders look at three main things: your credit score, your income, and your existing debts. That’s really it. If those three factors line up, getting approved is more straightforward than most people think. I get asked this question every single day. Here’s exactly how it works — with real numbers so you can run your own math before you even call a lender. 🏆 20+ Years Experience 🔒 NMLS #1525192 ⭐ 500+ 5-Star Reviews 📞 480-330-1724 From Todd Uzzell, Arizona Mortgage Broker: “The truth is […]

Mortgage Broker, Lender Officer
VA Loans Arizona

VA Loans in Mesa AZ

/ December 20, 2021

VA Loans in Mesa, AZ: Benefits, Requirements & How to Apply (2026) The VA home loan is the single best mortgage benefit available to veterans and active-duty service members — and it’s significantly underused in Mesa and the East Valley. Zero down payment, no PMI, competitive rates, and no loan limits for eligible borrowers. If you’ve served, you’ve earned this benefit. Here’s everything Mesa veterans need to know about VA loans in 2026 — eligibility, how the funding fee works, what to expect at closing, and how to use your benefit to the fullest. 🎖️ VA Loan Specialist 🏆 20+ Years […]

down payment assistance loans in mesa az
Down Payment Assistance Loans Arizona

Down Payment Assistance Loans in Mesa AZ

/ November 8, 2021

Down Payment Assistance Programs in Mesa, AZ (2026 Guide) You may not need as much saved as you think to buy a home in Mesa. Arizona has some of the most accessible down payment assistance programs in the country — and many Mesa buyers qualify without even realizing it. Down payment assistance (DPA) can cover your entire down payment, part of your closing costs, or both — depending on the program. Here’s a complete breakdown of what’s available to Mesa and East Valley homebuyers in 2026. 🏆 20+ Years in Arizona 🔒 NMLS #1525192 ⭐ 500+ 5-Star Reviews 📞 480-330-1724 What […]

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